Fixed indexed annuities can offset those shortcomings: In addition to earnings that grow on a tax-deferred basis, they guarantee a set interest rate and provide exposure to stock market returns, Researched and written by Ibbotson and his team at Zebra Capital Management, the whitepaper "Fixed Indexed Annuities: Consider the Alternative " suggests bond returns in today's historically low If you read the January 28 edition of Advisor Perspectives (AP), you know that Michael Edesess and Bob Huebscher published a kind of takedown of Roger Ibbotson’s year-ago endorsement of fixed indexed annuities. In a March 2018 white paper, Ibbotson portrayed FIA as a generally prudent financial instrument. Historically, he calculated, an FIA In this white paper, Fixed Indexed Annuities: "Consider the Alternative," Professor Ibbotson shares his latest forecasts and groundbreaking analysis on FIAs - overlaying how they would have modeled historically over his famous Stock, Bonds, Bills and Inflation (SBBI) poster you probably used for years with your clients. The attached white paper outlines why Fixed Indexed Annuities should be consider as an alternative to bonds and bond funds. file:///C:/Users/user/Downloads/Fixed
Auxani InsightsAt Auxani Advisors, we believe in sharing information that benefits both you and your clients. For exclusive access to white papers, webinars, and industry news, please fill out the form below. White Papers A better alternative to retirement portfolios?Robert Shiller PhD Robert Shiller PHD explores the mental traps retirement investors face as he reevaluates … Researched and written by Ibbotson and his team at Zebra Capital Management, the white-paper, Fixed Indexed Annuities: Consider the Alternative, suggests bond returns in today’s historically low interest rate environment may be insufficient in meeting the anticipated retirement needs of U.S. investors, potentially placing many at risk of In his latest study, Fixed Indexed Annuities: Consider the Alternative, Ibbotson expands his view of the use of a fixed indexed annuity (FIA). Here, he defines a fixed indexed annuity as a tax-deferred retirement savings vehicle that “eliminates downside risk while allowing for the opportunity to participate in upside market returns.” In the white paper, Fixed Indexed Annuities: Consider the Alternative, Ibbotson and his team at Zebra Capital Management ran hypothetical return simulations from 1927 to 2016, and found that net of fees, fixed indexed annuities had an annualized return of 5.81 percent,
In the white paper, Fixed Indexed Annuities: Consider the Alternative, Ibbotson and his team at Zebra Capital Management ran hypothetical return simulations from 1927 to 2016, and found that net of This paper focuses on uncapped Fixed Indexed Annuities which, if structured properly, can help control financial market risk, mitigate longevity risk, and may outperform bonds over time. My colleagues and I will show that a generic FIA using a large cap equity index in simulation has In the white paper, Fixed Indexed Annuities: Consider the Alternative, Ibbotson and his team at Zebra Capital Management ran hypothetical return simulations from 1927 to 2016, and found that net of fees, fixed indexed annuities had an annualized return of 5.81 percent, compared to 5.32 percent for long-term government bonds and 9.92 percent for large-cap stocks over that period. This might be the paper? Fixed Indexed Annuities: Consider the Alternative Fixed index annuities are different from each other and hard to understand, and FINRA actually has a warning (OK, an "alert") about them: Equity-indexed annuities: A Complex Choice And according to FINRA, "EIAs were first sold in the mid-1990s." Ibbotson himself says "Genesis Financial helped develop the first fixed indexed annuity, KeyIndex, with Keyport Life. Ibbotson has recently published a white paper entitled "Fixed Indexed Annuities: Consider the Alternative." 1 Both Haines and Politzer emphasized how retirees' large allocations to bonds may be Today we dive into his most recent work, a whitepaper titled “ Fixed Indexed Annuities: Consider the Alternative. ” In it, Roger examines how today’s historically low interest rates and bond returns are putting many retirees in danger of not producing enough income from the fixed portions of their portfolios through retirement.
In the white paper, Fixed Indexed Annuities: Consider the Alternative, Ibbotson and his team at Zebra Capital Management ran hypothetical return simulations from 1927 to 2016, and found that net of fees, fixed indexed annuities had an annualized return of 5.81 percent, compared to 5.32 percent for long-term government bonds and 9.92 percent for large-cap stocks over that period. This might be the paper? Fixed Indexed Annuities: Consider the Alternative Fixed index annuities are different from each other and hard to understand, and FINRA actually has a warning (OK, an "alert") about them: Equity-indexed annuities: A Complex Choice And according to FINRA, "EIAs were first sold in the mid-1990s." Ibbotson himself says "Genesis Financial helped develop the first fixed indexed annuity, KeyIndex, with Keyport Life. Ibbotson has recently published a white paper entitled "Fixed Indexed Annuities: Consider the Alternative." 1 Both Haines and Politzer emphasized how retirees' large allocations to bonds may be Today we dive into his most recent work, a whitepaper titled “ Fixed Indexed Annuities: Consider the Alternative. ” In it, Roger examines how today’s historically low interest rates and bond returns are putting many retirees in danger of not producing enough income from the fixed portions of their portfolios through retirement. Fixed indexed annuities can offset those shortcomings: In addition to earnings that grow on a tax-deferred basis, they guarantee a set interest rate and provide exposure to stock market returns,
In the white paper, Fixed Indexed Annuities: Consider the Alternative, Ibbotson and his team at Zebra Capital Management ran hypothetical return simulations from 1927 to 2016, and found that net of fees, fixed indexed annuities had an annualized return of 5.81 percent, compared to 5.32 percent for long-term government bonds and 9.92 percent for large-cap stocks over that period.